Financial Management

The Fleet & Family Support Center (FFSC) provides comprehensive Personal Financial Management (PFM) services to help Sailors and families build financial confidence, reduce stress, and plan for long-term stability. Our accredited financial counselors offer both one-on-one support and group training to meet the needs of individuals, commands, and the wider China Lake community.

One-on-One Financial Counseling

Personalized counseling sessions help you understand your financial situation, set realistic goals, and develop strategies to improve your financial well-being. Whether you're creating a budget, managing debt, preparing for transition, or planning for retirement, our counselors provide confidential, judgment-free guidance.

  • Budgeting & spending plans
  • Debt management & credit improvement
  • Savings strategies
  • Touchpoint counseling (milestones throughout your career)
  • Insurance, investing, and retirement planning


Financial Education & Training

FFSC’s PFM staff also support commands by delivering tailored financial education programs. These workshops help Sailors build financial readiness at every stage of their career and ensure commands meet Navy financial training requirements.

  • Banking & basic money management
  • Consumer awareness & car buying
  • Home buying & renting
  • Paying for college
  • Thrift Savings Plan (TSP)
  • Retirement planning
  • Disaster financial preparedness
  • Finances for teens & young adults


Command Financial Specialist (CFS) Training

The Command Financial Specialist (CFS) course is a week-long training designed to prepare command-appointed Sailors to support their unit’s Financial Readiness Program. CFSs serve as the first line of support for Sailors seeking financial guidance and help commands maintain a culture of financial responsibility.

Training includes budgeting, credit management, consumer rights, Navy pay systems, and counseling skills. FFSC also provides ongoing support to CFSs throughout the region.

Get Started

Whether you need individual counseling or want to schedule training for your command, FFSC is here to help. Contact us to book an appointment or request a workshop.

Call: 760-939-1018